Fort McMurray Renovations - HELOC vs Refinance
October 30, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
A kitchen update, new windows or an unfinished basement can become a serious financial decision. Here is how local homeowners can compare three borrowing choices before they sign a renovation contract ...
read moreNew Oil Sands Job: Can You Get a Fort McMurray Mortgage?
October 28, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
A signed offer, a new rotation and a fresh start can make buying a home feel possible. But what happens if the lender wants pay stubs you do not have yet? By Barb Pinsent, Mortgage BrokerFort McMurra ...
read moreBank of Canada raises the policy rate by 25 basis points to 2.25%
October 28, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
The Bank of Canada today increased its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. Since the July Monetary Policy Report, ...
read moreIn 2026 - Can You Refinance in Fort McMurray If Your Appraisal Comes in Low?
September 16, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
You have a plan for the equity in your home. Pay off the credit cards. Replace the furnace. Perhaps combine several payments into something more manageable. Then the appraisal comes back below the va ...
read moreSept 2-2026 - Bank of Canada maintains the policy rate at 2.25%
September 3, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The continuing conflict in the Middle East is keeping energy prices ...
read moreA Lender vs B Lender vs Private Mortgage in Fort McMurray - What's the difference?
August 25, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
A practical Fort McMurray guide to A lenders, B lenders and private mortgages, including how qualification, rates, fees, property rules and exit planning can affect which option fits your situation. ...
read moreShould You Refinance Your Fort McMurray Home Before Your Mortgage Renewal Date?
July 27, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
Refinancing before your mortgage matures can provide earlier access to home equity, but waiting for renewal may avoid a substantial prepayment charge. Here is how Fort McMurray homeowners can compare ...
read moreJuly 15 - 2026 - Bank of Canada Holds Rate at 2.25%
July 15, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada’s economy is showing signs of improvement. Growth is p ...
read moreFort McMurray Mortgage Rates in 2026: Is The Lowest Always Best?
July 13, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
A low mortgage rate can look like the obvious winner. It is easy to compare two percentages and assume the smaller one will save more money. Yet the rate is only one part of the mortgage contract. A s ...
read moreCan You Renew Your Fort McMurray Mortgage If Your Income Has Changed?
June 23, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
If your mortgage renewal is coming up and your income looks different than it did five years ago, you are not alone. I hear this concern from Fort McMurray homeowners often. Maybe you changed jobs. ...
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