Mortgage Blog

Purchasing Your First Home

May 26, 2020 | Posted by: Barb Pinsent

So you are thinking of purchasing your first home and you may be feeling excited, scared, stressed or nervous… getting some tips and advice from a professional Mortgage Broker is a great way ...

Is it a Good Time to Become a First-Time Home Buyer in Fort McMurray, Alberta?

May 20, 2020 | Posted by: Barb Pinsent

We are facing a challenging time as we work together to combat COVID-19 in our country and even our own neighborhoods. With so much uncertainty in the air, is it a good time to think about buying a ho ...

5 First-Time Homebuyer Mistakes To Avoid

May 6, 2020 | Posted by: Barb Pinsent

Buying your first home is a scary and exciting process because it’s a HUGE commitment. It’s easy to get swept up in the excitement of home shopping and mistakes can leave you with buyer&rs ...

At Home with Kids

April 16, 2020 | Posted by: Barb Pinsent

As we move into the next school term and many parents are getting back into a routine of home-schooling, families are facing the challenge of keeping children’s needs met while at home. T ...

5 Smart Ways to Use a Home Equity Line of Credit

April 15, 2020 | Posted by: Barb Pinsent

For homeowners across the globe, home equity lines of credit (HELOCs) have become a handy way of tapping into the value of their homes. However, when borrowing money against your home, it is always a ...

Bank of Canada maintains overnight rate target and unveils new market operations

April 15, 2020 | Posted by: Roar Solutions

The Bank of Canada today maintained its target for the overnight rate at ¼ percent, which the Bank considers its effective lower bound. The Bank Rate is correspondingly ½ percent and the ...

What should you consider when refinancing your mortgage in Fort McMurray, Alberta?

April 1, 2020 | Posted by: Barb Pinsent

Mortgage rates are at a historic low. If you're thinking about refinancing your mortgage, you could possibly save significant amounts of money over the years. Especially in the first years of owning y ...

Bank of Canada lowers overnight rate target to 0.25 percent

March 27, 2020 | Posted by: Roar Solutions

The Bank of Canada today lowered its target for the overnight rate by 50 basis points to ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is ¼ percent. T ...

Important Steps To Consider Before You Defer

March 25, 2020 | Posted by: Barb Pinsent

The COVID-19 Virus is affecting people and their employment across Canada and many are making tough decisions on the future of their mortgage. You are likely aware by now that lenders are offering m ...

Deferring Mortgage Payments

March 21, 2020 | Posted by: Barb Pinsent

Deferrals are being approved on a case by case basis by mortgage holders. I have had many people ask me how the deferral process works and thought I would explain that here for those of you who aren&r ...

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