Mortgage Blog

Double-Barrel Down Payments: FHSA + New $60k HBP Withdrawal Rules Explained

July 9, 2025 | Posted by: Barb Pinsent - Trusted Fort McMurray Mortgage Associate

Scraping together a competitive down payment in 2025 often feels like a marathon. But two revamped federal programs-the First Home Savings Account (FHSA) and the beefed-up Home Buyers' Plan ...

5 Questions To Ask Before You Sign Mortgage

July 7, 2025 | Posted by: Barb Pinsent - Trusted Fort McMurray Mortgage Associate

5 Questions to Ask Your Mortgage Broker in Canada Shopping for your first mortgage can feel like a big step, but it doesn’t have to be confusing. As someone who’s helped many young Canadi ...

Bank of Canada June Rate Hold: Mortgage Strategy 2025

June 26, 2025 | Posted by: Barb Pinsent - Trusted Fort McMurray Mortgage Associate

Why the June Rate Hold Matters On June 4 2025, the Bank of Canada (BoC) left its overnight rate unchanged at 2.75 % for the fourth meeting in a row (Source: Bank of Canada press release, June 4 2025) ...

The Impact of Rising Interest Rates on the Canadian Mortgage and Real Estate Market in 2024

August 6, 2024 | Posted by: Barb Pinsent - Trusted Fort McMurray Mortgage Associate

As we navigate through 2024, the Canadian mortgage and real estate market faces a dynamic landscape marked by rising interest rates. This trend, driven by the Bank of Canada's efforts to curb inflatio ...

2024 Housing Market Outlook: Trends and Insights

July 3, 2024 | Posted by: Barb Pinsent - Trusted Fort McMurray Mortgage Associate

The Canadian housing market is set to undergo significant shifts in 2024, influenced by various factors such as affordability, supply constraints, and economic conditions. Whether you're interested in ...

Debt Consolidation Through Mortgage Refinancing

April 3, 2024 | Posted by: Barb Pinsent - Trusted Fort McMurray Mortgage Associate

Are you tired of feeling like you're constantly playing catch-up with your finances? The struggle with debt can often feel like an April Fool's prank that never ends. But fear not, because there's a s ...

A Self-Employed Guide to Buying A Home in 2024

March 3, 2024 | Posted by: Barb Pinsent - Trusted Fort McMurray Mortgage Associate

If you’re self-employed, you're likely aware of the challenges that can arise when applying for financing. Make sure to mark March 15th on your calendar – it's a date that could make all t ...

Mortgage Rule Transformations Since 2008

December 6, 2023 | Posted by: Barb Pinsent - Trusted Fort McMurray Mortgage Associate

Mortgage Rule Transformations Since 2008 Embarking on the pathway to homeownership has always been a significant life milestone, and for Canadians, navigating the twists and turns of the mortgage lan ...

Financial Freedom: How The Rich Get Richer

November 5, 2023 | Posted by: Barb Pinsent - Trusted Fort McMurray Mortgage Associate

Financial Freedom: How The Rich Get Richer What does financial freedom mean to you? It's a question that might elicit a wide range of responses, and that's the beauty of it – financial fr ...

Mortgage Applications: How Leanders Review and Calculate Your Income

October 18, 2023 | Posted by: Barb Pinsent - Trusted Fort McMurray Mortgage Associate

Mortgage Applications: How Lenders Review and Calculate Your Income Navigating the complex world of mortgage applications can be an intimidating journey for anyone. Whether you are a first-time hom ...

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