Sept 2-2026 - Bank of Canada maintains the policy rate at 2.25%
September 3, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The continuing conflict in the Middle East is keeping energy prices ...
read moreA Lender vs B Lender vs Private Mortgage in Fort McMurray - What's the difference?
August 25, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
A practical Fort McMurray guide to A lenders, B lenders and private mortgages, including how qualification, rates, fees, property rules and exit planning can affect which option fits your situation. ...
read moreShould You Refinance Your Fort McMurray Home Before Your Mortgage Renewal Date?
July 27, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
Refinancing before your mortgage matures can provide earlier access to home equity, but waiting for renewal may avoid a substantial prepayment charge. Here is how Fort McMurray homeowners can compare ...
read moreJuly 15 - 2026 - Bank of Canada Holds Rate at 2.25%
July 15, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada’s economy is showing signs of improvement. Growth is p ...
read moreFort McMurray Mortgage Rates in 2026: Is The Lowest Always Best?
July 13, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
A low mortgage rate can look like the obvious winner. It is easy to compare two percentages and assume the smaller one will save more money. Yet the rate is only one part of the mortgage contract. A s ...
read moreCan You Renew Your Fort McMurray Mortgage If Your Income Has Changed?
June 23, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
If your mortgage renewal is coming up and your income looks different than it did five years ago, you are not alone. I hear this concern from Fort McMurray homeowners often. Maybe you changed jobs. ...
read moreJune 6, 2026 - Bank of Canada Holding Rate at 2.25%
June 10, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth month. The res ...
read moreWhat To Do 6 Months Before Your Fort McMurray Mortgage Renewal
June 7, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
A mortgage renewal can sneak up faster than most homeowners expect. One day, your mortgage still feels like something you arranged years ago. Then the renewal letter arrives, and suddenly you are loo ...
read moreShould You Use Home Equity to Consolidate Debt in Fort McMurray in 2026?
May 19, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
For many Fort McMurray homeowners, debt does not show up all at once. It often builds slowly. A credit card balance after a repair bill. A line of credit used during a slower work season. A vehicle ...
read moreApril 29 - 2026 - Bank of Canada maintains policy rate at 2.25%
April 29, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vola ...
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