July 15 - 2026 - Bank of Canada Holds Rate at 2.25%

July 15 - 2026 - Bank of Canada Holds Rate at 2.25%

July 15, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada’s economy is showing signs of improvement. Growth is p ...

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Fort McMurray Mortgage Rates in 2026: Is The Lowest Always Best?

Fort McMurray Mortgage Rates in 2026: Is The Lowest Always Best?

July 13, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

A low mortgage rate can look like the obvious winner. It is easy to compare two percentages and assume the smaller one will save more money. Yet the rate is only one part of the mortgage contract. A s ...

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Can You Renew Your Fort McMurray Mortgage If Your Income Has Changed?

Can You Renew Your Fort McMurray Mortgage If Your Income Has Changed?

June 23, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

If your mortgage renewal is coming up and your income looks different than it did five years ago, you are not alone. I hear this concern from Fort McMurray homeowners often. Maybe you changed jobs. ...

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June 6, 2026 - Bank of Canada Holding Rate at 2.25%

June 6, 2026 - Bank of Canada Holding Rate at 2.25%

June 10, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth month. The res ...

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What To Do 6 Months Before Your Fort McMurray Mortgage Renewal

What To Do 6 Months Before Your Fort McMurray Mortgage Renewal

June 7, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

A mortgage renewal can sneak up faster than most homeowners expect. One day, your mortgage still feels like something you arranged years ago. Then the renewal letter arrives, and suddenly you are loo ...

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Should You Use Home Equity to Consolidate Debt in Fort McMurray in 2026?

Should You Use Home Equity to Consolidate Debt in Fort McMurray in 2026?

May 19, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

For many Fort McMurray homeowners, debt does not show up all at once. It often builds slowly. A credit card balance after a repair bill. A line of credit used during a slower work season. A vehicle ...

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April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vola ...

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What Programs Are Available for First-Time Home Buyers in Fort McMurray?

What Programs Are Available for First-Time Home Buyers in Fort McMurray?

March 26, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

A lot of first-time buyers in Fort McMurray ask a version of the same question. 'Are there actually any real programs that can help us buy a home, or is it mostly hype?' It is a fair question. There ...

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Should You Refinance or Switch Your Mortgage in Fort McMurray?

Should You Refinance or Switch Your Mortgage in Fort McMurray?

March 19, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

A lot of homeowners in Fort McMurray hit the same moment. The renewal letter shows up. The rate does not feel great. Life has changed since the last term. And suddenly the question is not just, 'Do I ...

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Down Payment 101 for Fort McMurray Buyers: What You Really Need to Save

Down Payment 101 for Fort McMurray Buyers: What You Really Need to Save

March 18, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker

A lot of buyers in Fort McMurray ask the same question at the start. 'Do I really need 20% down to buy a home?' In many cases, no. But that is also where a lot of confusion starts. Some people hear ...

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Barb Pinsent - Fort McMurray Mortgage Broker

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