Can You Renew Your Fort McMurray Mortgage If Your Income Has Changed?
June 23, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
If your mortgage renewal is coming up and your income looks different than it did five years ago, you are not alone. I hear this concern from Fort McMurray homeowners often. Maybe you changed jobs. ...
read moreJune 6, 2026 - Bank of Canada Holding Rate at 2.25%
June 10, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth month. The res ...
read moreWhat To Do 6 Months Before Your Fort McMurray Mortgage Renewal
June 7, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
A mortgage renewal can sneak up faster than most homeowners expect. One day, your mortgage still feels like something you arranged years ago. Then the renewal letter arrives, and suddenly you are loo ...
read moreShould You Use Home Equity to Consolidate Debt in Fort McMurray in 2026?
May 19, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
For many Fort McMurray homeowners, debt does not show up all at once. It often builds slowly. A credit card balance after a repair bill. A line of credit used during a slower work season. A vehicle ...
read moreApril 29 - 2026 - Bank of Canada maintains policy rate at 2.25%
April 29, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vola ...
read moreWhat Programs Are Available for First-Time Home Buyers in Fort McMurray?
March 26, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
A lot of first-time buyers in Fort McMurray ask a version of the same question. 'Are there actually any real programs that can help us buy a home, or is it mostly hype?' It is a fair question. There ...
read moreShould You Refinance or Switch Your Mortgage in Fort McMurray?
March 19, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
A lot of homeowners in Fort McMurray hit the same moment. The renewal letter shows up. The rate does not feel great. Life has changed since the last term. And suddenly the question is not just, 'Do I ...
read moreDown Payment 101 for Fort McMurray Buyers: What You Really Need to Save
March 18, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
A lot of buyers in Fort McMurray ask the same question at the start. 'Do I really need 20% down to buy a home?' In many cases, no. But that is also where a lot of confusion starts. Some people hear ...
read moreMarch 18-2025 - Bank of Canada maintains policy rate at 2.25%
March 18, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in global energ ...
read morePurchase Plus Improvements Mortgage in Fort McMurray - How It Works
March 13, 2026 | Posted by: Barb Pinsent - Fort McMurray Mortgage Broker
Some homes have the right layout but the wrong kitchen. Some have a great location, but tired flooring, dated bathrooms, or a basement that needs work before it really feels like home. That is where ...
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